A new home means more than unpacking boxes—it’s where life’s best moments unfold. That joy you see? It starts with having a space to call your own, and with HOPE, your journey to homeownership begins with confidence and ends with celebration. That’s why we’re making it easier than ever for first-time homebuyers across the Deep South to make their dream a reality.²

We’re here to guide you through the homebuying process, helping you find the best loan options with the lowest rates. And to make things even more affordable, we’re offering for eligible first-time homebuyers.³

Some of the best uses for your refund include:

• $500 off closing costs
• Funds provided as a lender credit at closing
• Available to first-time homebuyers
• Offer valid April 1, 2025 through June 30, 2025

Buying a home can feel like a big step, but you don’t have to do it alone. HOPE is here to support you every step of the way. Get started today! Stop by your nearest HOPE branch, call us at 1-866-321-HOPE, or visit us online at  www.hopecu.org/homeloans to connect with one of our mortgage lenders. 

Sending and Receiving Money is Now Just a Few Clicks Away!

Zelle® is now available in the HOPE Digital Banking app, so there’s no need to download another app or enter your bank account, credit card, or debit card information.

All you need to enroll is your email address or U.S. mobile number. Zelle® is available in more than 2,200 banking apps, so you can send money to friends and family even if they don’t bank at Hope Credit Union.¹ Best of all, money sent is available to use in minutes.¹

Learn more about how using Zelle® can help you send money to friends and family at HOPE. 

¹ To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

No Speed Limit on Savings! 

Cruise Away with a Great Auto Loan!¹

Rev up your engines because HOPE’s auto loan rates are here to put you in the savings fast lane!

Take advantage of our low rates to save money and keep your monthly payments affordable. With extended terms and generous loan amounts, start with HOPE to find your best deal.

Whether you’re buying a new or pre-owned car, SUV, truck, or recreational vehicle or refinancing your existing auto loan, HOPE is ready to help you make it happen.

• Up to 100% Financing
• Take up to 84 months to repay³
• Free preapproval
• Refinancing a loan and save⁴

Easy, Fast, Secure: IDCheck Protects Against Fraud with a Simple QR Code

Beginning May 1, 2025, credit union members using the Shared Branching network will benefit from a new, secure identity verification process, IDCheck. With account takeover fraud on the rise, this added layer of protection ensures that when you access your account in person, especially at locations outside the HOPE network, we can verify that it’s really you.

Suppose you're visiting a Shared Branch location. In that case, especially if you have an out-of-state ID, staff can quickly and securely verify your identity using a QR code and multi-factor authentication. 

Here's how it works.

1. Scan the QR code posted at participating Shared Branch locations, or visit verify.coop.org.
2. Select “Hope Credit Union” from the drop-down menu.
3. Enter your member number and the last four digits of your Social Security number.
4. Upload a photo of your ID.
5. Take a quick selfie for secure facial matching.

That’s it! Quick, easy, and secure.

This new fraud prevention measure is part of our ongoing commitment to keep your finances safe, no matter where you bank.

It’s one of the biggest financial questions families face—with rising tuition, living expenses, and textbook costs, the path to a degree can feel overwhelming. But here’s the good news: a college education doesn’t have to come with a mountain of debt—especially if you know where to look for support and how to make strategic choices along the way.

At Hope Credit Union, we believe that financial literacy is a key part of building a brighter future. That’s why we’re sharing a blog from our trusted financial wellness partners at GreenPath—designed to help members navigate money matters with clarity and confidence. In this article, a public health professor who completed a doctorate without taking on new debt shares five practical, powerful tips to help students and families make smart, budget-conscious decisions about college.

Whether you're preparing for your first semester or guiding a loved one through the process, these strategies—like finding hidden financial aid, saving on textbooks, and maximizing your credit load—can make a meaningful difference. Click below to read more and discover how to make college affordable without sacrificing your financial future.