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Get All the Latest News from YOUR Credit Union
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In this issue: Earn 5.12% APY with Rewards Checking • Smart Choices Start with HOPE—Find Your Loan Today • 2024 Impact Report • Fast Track Your Career • The Sweet Taste of Opportunity • Tips to Prepare for Back-To-School Season
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Earn Even More with HOPE Rewards Checking - Get Up to (5.12% APY1) If you’re ready for a free checking account that can pay you back, then we have just the thing for you: HOPE Rewards Checking.2 With no monthly fee and lots of great features, you can manage your funds and earn a return on your balances. Here’s what you get: - A free account with no monthly service charge.
- No minimum balance requirements
- Cash paid into your account each month.
- Free digital banking service, online and mobile, that includes our bill payment feature.
- Refunds on up to $20 in ATM fees.
Earn even more money back just by taking a few simple steps to get the 5.12% APY bonus rate on balances up to $10,000. Each month you need to: - Have 12 debit card transactions post to and clear your account.
- Log on to HOPE digital banking just once.
- Be signed up for and receive e-statements.
- Have at least one direct deposit or automatic payment (ACH) clear your account.
Learn more and get all the account details at www.hopecu.org/rewardschecking.
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1 APY=Annual Percentage Yield. APYs effective as of 6/4/2024. Rates may change after the account is opened.
2 Members must meet certain requirements to open a HOPE Rewards Checking Account.
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Need a Loan? Get it at HOPE! There are hundreds of reasons you may need a loan. From upgrading your ride to paying off debt, building your credit, getting a fishing boat, growing your business, or becoming a homeowner, HOPE is here to help you with any need you may have.1 Make sure HOPE is your first stop when you are thinking about a loan for any of the following purposes: - New and Used Vehicles
- Personal Needs
- Small Business
- Credit Building (Borrow and Save)
- Payday Loan Alternatives
- Credit Cards
- Boats, ATVs, and RVs
- Home Equity
- Share Secured
- Home Purchase or Refinance
HOPE is a trusted lender in your community, and you can count on us to find the right financing solution for you. Our team has the experience to help you make the right borrowing moves. We also provide financial counseling and education to help you get ready to apply for a loan. Visit or call your branch today to see what we can do for you!
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1All loans subject to credit approval.
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2024 Annual Impact Report: Prosperity Begins with HOPE What began in 1994 as a response to economic exclusion has become a roadmap for reshaping the Deep South’s financial landscape. Guided by a bold strategic vision, HOPE is working to close racial and generational wealth gaps by expanding homeownership, increasing access to capital, and transforming the systems that shape economic opportunity. This work is grounded in the lived experiences of our members. Every mortgage closed, business financed, and policy advanced reflects a deeper effort to build an economy defined not by exclusion, but by shared ownership and agency. Our members are not just participants—they are partners and co-creators in this movement. Explore the people, partnerships, and progress driving our mission in the HOPE 2024 Impact Report—and join us in writing the next chapter.
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Fast Track Your Career At HOPE, we believe that where you start shouldn’t determine where you finish. We are a family of mission-driven organizations—Hope Credit Union, Hope Enterprise Corporation, and the Hope Policy Institute—working to close opportunity gaps and build a more inclusive economy across the Deep South. From increasing homeownership to expanding access to capital and advocating for transformative policies, HOPE’s work is rooted in a vision of shared prosperity. If you're driven by purpose and want to be part of lasting, meaningful change—your next chapter starts here. Why Work with HOPE? Competitive pay & benefits Health, dental & vision coverage 401(k) & paid time off Tuition assistance & more
Be part of something bigger. Be part of HOPE. Visit our career listings and submit your job application now.
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Member Stories: A Sweet Opportunity: How Two Employees Became Owners with Help from HOPE For years, Renee and Stephanie poured their hearts into Sweet Stuff Cake Boutique, a beloved bakery nestled in Biloxi, Mississippi. As trusted employees, they helped build the bakery’s reputation for beautiful, delicious cakes and warm, friendly service. So when the longtime owners decided it was time to retire, they knew exactly who should carry on the Sweet Stuff legacy. The owners offered Renee and Stephanie the opportunity of a lifetime: the chance to buy the business. But there was one major hurdle—financing. Like many aspiring entrepreneurs, Renee and Stephanie had the skills and the vision, but lacked the upfront capital needed to make the transition from employees to owners. That’s where HOPE Credit Union came in. Through HOPE’s small business loan program, Renee and Stephanie were able to access the funding they needed to purchase the bakery and officially become business owners. Today, they are not only continuing Sweet Stuff’s legacy—they’re expanding it. With every cake they create, they’re also building wealth, fostering local jobs, and serving their community with pride. At HOPE, we believe in the power of ownership to transform lives and communities. That’s why we’re proud to stand behind entrepreneurs like Renee and Stephanie—women who are creating opportunity, preserving local institutions, and proving that with the right support, sweet dreams can become reality. Want more inspiration?
📖 Read more Stories of HOPE that spotlight the people and partnerships building a better future across the Deep South.
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Tips for Successful Back-To-School Planning Whether it’s the first day of elementary school or the transition to college, a new school year brings excitement—and expenses. From new backpacks to tuition bills, the financial demands of back-to-school season can quickly become overwhelming for families. That’s why Hope Credit Union, along with our trusted financial wellness partner GreenPath, is here to help. Together, we’re offering practical tips to help you prepare financially—whether your child is just starting pre-K or heading off to college. With a little planning, it’s possible to cut costs and ease the stress of the season. In the latest webinar, “Preparing You for the Upcoming School Year,” you’ll discover strategies for saving on school supplies, managing hidden fees, and reducing college expenses. Take a few minutes to learn how small changes can lead to big savings. Click here to get details: Back-to-School: Preparing You for the Upcoming
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Labor Day Monday, September 1
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Remember, HOPE's Convenience Services are available even when our branches are closed. You still have 24/7 access to many functions for managing your account using our Digital Banking or our HOPE24 Telephone Banking solutions. Learn more about all the great ways to manage your finances.
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If you would like to change the email address to which this notification is sent, please call us at 1-866-321-HOPE (4673).
Thank you for your business.
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Hope Credit Union 601-944-1100 | 1-866-321-HOPE See what's happening on HOPE's social media:
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